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Home insurance
Health insurance
Car insurance
Lifecare insurance
Savings and pensions
Funeral insurance
Payment protection

Why protect yourself when taking out a mortgage?

  • We’ll cover your mortgage debt in the event of severe disability or death If you or your partner should ever not be around, mortgage-linked insurance will protect your family from having to pay off the mortgage.
  • Don’t forget to protect your new property as well Our home insurance gives you the protection you need for your home or new premises. Learn about it here.  

Did you know that our policies come with rebates?

In addition to protecting your assets, your future and that of your family, our mortgage insurance can also give you interest rate rebates.
THE MOST PERSONALISED INSURANCE

Constant Capital Life Protection

The security of knowing that in the event of death or disability, your property will be protected.

 
 
  • Peace of mind In the event of death or total permanent disability. 

  • Death If you die, for example, of a heart attack, your family will have help to cover your mortgage debt.
  • Disability If you lose your sight due to illness, our insurance can grant you permanent and absolute disability, and you will receive the insured capital to be able to cover all or part of your mortgage debt.
  • Tailor your insurance to your needs You can choose between one or two insured parties. Adjust the sum insured according to the mortgage’s outstanding amount and choose either a quarterly or annual payment method.

 

FAQ

Have any other questions?

How can I check the capital sums and covers of my insurance?

Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.

How do I report a claim for my Payment insurance?

Reporting a payment insurance claim is very simple. You can do it over the phone. Click here to find out everything you need to know to petition a Payment benefit.

Is payment protection insurance compulsory?

No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, having payment insurance gives you peace of mind knowing that should the unexpected occur, you can meet your mortgage payments without any problems.

OUR PRODUCTS

Find out about other policies

*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the terms and conditions and schedule.

Total Life Protection and Constant Capital Life Protection are insurance products issued by BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A08371908 and with registered office at Isabel Colbrand 22, 28050, Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0557. 

Payment Protection is a policy issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590, with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.