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We can help you change designated beneficiaries

Are you sure that your life insurance beneficiary details are up to date?

Life throws unexpected situations our way, and you may have experienced major changes in the last few years. Are you married or divorced? Perhaps your family has grown, or someone has simply become indispensable to you. Because of all these changes, it’s very important to regularly review your life insurance beneficiaries.

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You can change your life insurance beneficiaries to the individual/s of your choosing.

  • Beneficiaries can be individuals or legal entities, such as associations or foundations. In such cases, it’s very important to keep beneficiaries’ details up-to-date so that they can be identified when necessary.
  • You can make generic designations of people such as family members without specifying their names, e.g. “my descendants”, “my spouse”, etc. However, it’s always preferable to identify these individuals by first names and surnames.

Frequent doubts

If there’s more than one beneficiary, the benefit will be distributed according to the instructions you’ve provided

If you have not done so, we recommend it

Beneficiaries have up to 5 years to claim the benefit

These benefits are not subject to personal income tax

They are subject to inheritance and gift tax

Because the individuals designated as beneficiaries will be entitled to receive the life insurance benefit in the event of death, we recommend that you inform them of your decision and keep their details up to date at all times.

Personalised guidance

Please contact us with any queries you have. If you want to change or update your life insurance beneficiaries, your bank branch manager will be happy to do this for you. Our Life Care life insurance will be there for you when you need it most. Contact your personal advisor
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Life Care is a life insurance policy from BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, subject to the terms and conditions contracted in the policy, with NIF A08371908 and registered office at calle Isabel Colbrand, no. 22, 28050, Madrid. Registered in the Mercantile Registry of Madrid and in the Registry of Insurance Entities of the DGSyFP, with code C-0557. Your personal data is processed by BanSabadell Vida, S.A. de Seguros y Reaseguros, based on the execution of your insurance contract. You can consult how to exercise your rights and expand this information at www.sabadellvida.com.

Bansabadell Mediation, Banking-Insurance Operator Linked to the Banco Sabadell, S.A. Group. N.I.F. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 Alicante, registered in the R.M. of Alicante and in the Administrative Registry of Insurance and Reinsurance Distributors of the DGSyFP with code number OV-0004, having subscribed a civil liability insurance in accordance with the provisions of the regulations for the distribution of private insurance and reinsurance in force at any time.

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