Business insurance
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Savings and pensions
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Advantages for the company

  • Flexible coverage: we adapt to your company to offer you what suits you best.
  • Tax advantages: all premiums paid will be deductible from corporation tax.
  • Maximum contracting age: The insurance can be contracted as a manager up to 65 years of age and the maximum permanence age is 70 years for death and 65 for the rest of the coverage.
  • Improves the company's image in front of its employees and customers: letting workers know that you are a company that cares about their well-being and that it is committed to the safety of its managers will add value to the company.
  • It is an investment with a return: by ensuring more personal and family protection, your human team will be more motivated and offer the best of themselves.

Advantages for your employees

  • Great protection for both its managers and their families: you will make them feel safe since they have a high level of protection.
  • Outstanding coverages
    • Main and mandatory coverage: covers death with a minimum capital of 50,000 euros and a maximum of 500,000.
    • Optional coverages
      • Permanent and absolute disability
      • Accidental death
      • Death due to traffic accident.
      • Accidental disability.
      • Disability due to traffic accident.
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FAQS

Have any other questions?

How can I check the capital sums and covers of my insurance?

Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.

How can I cancel my insurance?

First of all, we’re sorry to know that you want to leave.

How can I cancel my policy?

We have several phone numbers or channels for different products. You can view all of them here.

How long do I have to cancel my insurance?

If it’s an annual renewable policy, remember that you can inform us that you want to cancel the policy up to 1 month prior to the renewal date.

 

What’s the difference between life and funeral insurance?

A life insurance policy provides a sum insured to the beneficiary upon the death of the insured. The beneficiary can be a family member, friend or a bank if you have a mortgage. Life insurance can be taken out with a sum insured starting from €50,000, a capital sum that will provide your loved ones with money if you are no longer around. Click here to find out more about our life insurance.

In contrast, a funeral insurance policy offers you a complete and personalised service that covers all expenses related to the funeral and begins immediately from the time the company is informed of the death. If a person has a funeral insurance policy, their family members will have part or all of the insured’s funeral expenses covered and can thus be free of financial concerns and focus on what really matters at such a difficult time. Click here to find out more about our funeral insurance.

 

What happens if I am diagnosed with cancer shortly after taking out life insurance?

Cases of cancer diagnosed during the first six months of the insurance period are not covered.

Can I take out a life insurance policy knowing that I suffer from a degenerative disease?

The consequences of illness or accident occurring prior to the entry into force of this insurance are not covered.

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Executive Life Protection is an insurance policy from BanSabadell Vida, S.A. of Insurance and Reinsurance, with NIF A-08371908 and address at calle Isabel Colbrand, 22, 28050 Madrid. Registered in the R.M. of Madrid and in the DGSyFP with code no. C-0557.

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.