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Business insurance
Lifecare insurance
Savings and pensions
Health insurance

Benefits for the company

  • Tax advantages Premiums paid to cover your employees are deductible for corporate tax purposes.
  • The company’s image will improve It will be that of a company committed to the well-being and safety of its employees.
  • Social benefit It will comply with the commitments set out in the prevailing collective agreement and with others not in the agreement.
  • Easy and quick to purchase No medical questionnaire is required.
  • Increased protection They will have personal and family protection in the event of disability or death. If purchased outside the agreement, it will be an added social benefit.
  • Covers worthy of mention 
    • Basic cover:
    • Optional covers
      • Total permanent disability
      • Death due to accident
      • Death due to traffic accident    

 

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FAQ

Have any other questions?

How can I check the capital sums and covers of my insurance?

Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.

How can I cancel my insurance?

First of all, we’re sorry to know that you want to leave.

How can I cancel my policy?

We have several phone numbers or channels for different products. You can view all of them here.

How long do I have to cancel my insurance?

If it’s an annual renewable policy, remember that you can inform us that you want to cancel the policy up to 1 month prior to the renewal date.

 

What’s the difference between life and funeral insurance?

A life insurance policy provides a sum insured to the beneficiary upon the death of the insured. The beneficiary can be a family member, friend or a bank if you have a mortgage. Life insurance can be taken out with a sum insured starting from €50,000, a capital sum that will provide your loved ones with money if you are no longer around. Click here to find out more about our life insurance.

In contrast, a funeral insurance policy offers you a complete and personalised service that covers all expenses related to the funeral and begins immediately from the time the company is informed of the death. If a person has a funeral insurance policy, their family members will have part or all of the insured’s funeral expenses covered and can thus be free of financial concerns and focus on what really matters at such a difficult time. Click here to find out more about our funeral insurance.

 

What happens if I am diagnosed with cancer shortly after taking out life insurance?

Cases of cancer diagnosed during the first six months of the insurance period are not covered.

Can I take out a life insurance policy knowing that I suffer from a degenerative disease?

The consequences of illness or accident occurring prior to the entry into force of this insurance are not covered.

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Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the terms and conditions and schedule.

BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A08371908, with registered office at Calle Isabel Colbrand, n.º 22, 28050, Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0557. 

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.