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If you lose your job, we’ll cover loan payments up to the maximum months and payment amounts set out in your policy.
If you stop working for medical reasons, we’ll cover loan payments up to the maximum months and payment amounts set out in your policy.
If you require hospitalisation, we’ll cover the sum insured under your policy.
If you’re self-employed and have an accident that makes you unable to work, we’ll cover loan payments up to the maximum months and payment amounts set out in your policy.
If you become unemployed you’ll receive a capital sum to cover the power, water and gas bills of the home associated with the loan, provided that you have taken out this optional cover.
Cover | One-off premium payment protection |
|---|---|
Payment protection cover | x |
Mortgage payment cover in the event of unemployment if you have a permanent employment contract | ) |
Mortgage payments are covered in the event of disability for work if you’re self-employed or have a temporary employment contract. | ) |
Cover for other recurring costs | x |
Cover for hospitalisation costs | ) |
Insurance specifications | x |
Payment option | One-off |
Term | Until maturity for a < 5 year |
x Included
x Not included
x Optional
Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.
Reporting a payment insurance claim is very simple. You can do it over the phone. Click here to find out everything you need to know to petition a Payment benefit.
No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, having payment insurance gives you peace of mind knowing that should the unexpected occur, you can meet your mortgage payments without any problems.
*Coverage and services subject to the terms, conditions, limitations and exclusions applicable to your insurance established in the particular and general conditions of your policy. See more information in the contractual documentation.
Payment Protection is an insurance from BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros with NIF A-64194590 and registered office at calle Isabel Colbrand 22 28050 Madrid. Registered in the Mercantile Registry of Madrid and in the Registry of Insurance Entities of the DGSyFP with code C-0767.
Insurance mediated by BanSabadell Mediación, Linked Banking-Insurance Operator of the Banco Sabadell, S.A. Group, NIF. A-03424223, located at Avenida Óscar Esplá, 37, 03007 Alicante, registered in the R.M. of Alicante, and in the administrative registry of insurance and reinsurance distributors of the DGSyFP with code number OV-0004, having subscribed a civil liability insurance in accordance with the provisions of the regulations for the distribution of private insurance and reinsurance in force at any time.
