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We are by your side on this journey

The loss of a loved one is a difficult time, and a number of decisions must be made in regards to the funeral. It’s thus normal for the emotional burden to be unnerving. This short guide will familiarise you with all the steps needed to bid the departed person a proper farewell.

  • 01
    Call us

    As soon as you contact us, we’ll begin to assist you and take care of everything.

  • 02
    We’ll advise you about holding the funeral service

    One of our advisors will guide you in preparing the service.

  • 03
    Legal and tax procedures

    After the first few days following the death, our agency will contact you to formalise all the necessary procedures.

We’ll take care of legal and tax procedures

We’ll support you fully in the management of the necessary documentation (full death certificate, benefit or subsidy application, request for last will, life insurance certificates, inheritance tax declaration), and we’ll ensure that legal obligations and deadlines are met so as to protect your interests. We also undertake to keep you constantly informed.

24-hour telephone support service

If you need additional help, we’ll support you in your bereavement. Our free counselling service staffed by specialists will provide you with guidance and advice for your bereavement process. This service will remain available for up to one year after the death. Call us on 900 670 220

FAQ

Have any other questions?

How is the price of my insurance calculated?

A funeral insurance policy’s premium will depend on your chosen place of burial, as burial costs vary from place to place. Another variable to take into account when calculating the insurance premium is the age of the insured.

What’s funeral insurance and what does it cover?

In addition to covering the costs associated with a death, it takes care of all the necessary administrative procedures. It also provides your family with a psychological support team.

What’s the difference between periodic premium insurance and periodic premiums for funeral insurance?

The Individual Funeral Protection insurance (one-off premium) is for residents of Spain over 65 years of age who want to have everything taken care of so that their relatives will not have to worry about the expenses and administrative procedures of a funeral. You pay once and then forget about it.

Funeral Protection insurance (periodic premium) is for individuals or families who want to have the costs and arrangements following a death covered. It offers long-term cover with an annual and reduced premium for easy payment.

How much does a funeral service cost?

If we add up the costs of the wake, coffin, burial or cremation, flowers, hearse, announcements, etc., the price can be high. The average cost of a simple burial is more than €3,700, while a cremation costs just a little less. There can also be considerable differences between cities, with the cost exceeding €5,000 in some of them.

Can I pay for my funeral insurance in instalments?

Yes. Funeral Protection’s annual premium can be paid in monthly, quarterly, half-yearly or annual instalments. Find out more at Banc Sabadell branches.

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*Covers and services subject to the terms, conditions, limitations and exclusions applicable to the policy as set out in the terms and conditions and schedule.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590, with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.

BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.