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Home insurance
Health insurance
Car insurance
Lifecare insurance
Savings and pensions
Funeral insurance
Payment protection

Advantages of this insurance if you rent your home

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  • We protect your incomeIn the event that the property becomes uninhabitable due to a loss covered by the policy, we will pay you the amount of the rent.
  • We’ll take care of your homeWe’ll cover damage caused by the tenant even if the flat is furnished. We will also offer you legal assistance if the property is subject to illegal occupancy. 
  • We defend your interestsWe’ll provide you with legal advice for the defence of your contracts or disputes with the homeowners community. 

Main covers

Compare our offer of home insurance for homeowners. Choose between the personalisation offered by Home Protection or the flexibility of Blink Home insurance.

Covers

Sabadell Blink Home Insurance

Home Protection

Fire, gas explosion, smoke and lightning strike

Water damage, spillage and pipe repair

Extreme weather events

Vandalism

Reconstruction of gardens

Breakage of glass, windows, mirrors, marble, sanitary ware and glass ceramics

Theft

  

Theft, burglary and damage to the building and content of the home, storage rooms, garages.

Jewellery inside the home (up to €2,000, extendable).

Robbery outside the home

Cash inside the primary residence

Cash outside the home

Replacement of entrance door locks due to theft or robbery

Fraudulent use of credit cards through theft, burglary and robbery

Up to €300

Up to €600

Cash inside a 2nd residence

Theft of contents by employees (if worked > 6 months)

-

Up to €600

Electrical damage

Up to €2,000

100% content

Aesthetic damage to the building

25% Building, up to €3,000 (*)

Up to €6,000

Refrigerated goods: Deterioration of foodstuffs or medicines in refrigerated storage due to a loss

Up to €300 (*)

Up to €600

Liability: Property damage or injury to third parties caused by the insured or by building components

Liability: From dog ownership if you have contracted content in your policy

Legal Protection: Claims for damage and criminal defence and Damage to property or bodily injury to third parties caused by building components.

Home assistance: Contact with professionals and Handyman Service (one 3-hour service per year).

x Included

x Not included

Optional

(*). Límite máximo anual.

Everything you need to know about taking out home insurance

FAQ

Have any other questions?

How can I check the capital sums and covers of my insurance?

Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.

How can I cancel my insurance?

First of all, we’re sorry to know that you want to leave.

How can I cancel my policy?

We have several phone numbers or channels for different products. You can view all of them here.

How long do I have to cancel my insurance?

If it’s an annual renewable policy, remember that you can inform us that you want to cancel the policy up to 1 month prior to the renewal date.

 

What’s Building?

Building is the structure, i.e. all the structural elements and materials that are part of the home’s construction, from the pipes to the flooring. If you own your home, it’s the most important cover.

Can I insure my jewellery?

Yes. It’s an optional cover that you can add to your policy with a minimum sum insured of €2,000.

Can I make changes to my home insurance policy?

Of course. If you would like to add any covers or make any changes to a home insurance policy you have with us, you can always do so. Contact your personal advisor through your branch.

Want to protect yourself and your family?

We are naturally unable to prevent the unexpected. However, we can help you and your family in the event of death or permanent total disability by providing financial protection. Learn all about the advantages of our Life Care insurance I’m interested

*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the schedule and terms and conditions.

Exclusions

Items whose unit value exceeds €20,000 are not covered. For example, an antique vase worth €25,000.  Damage caused by lack of maintenance of the home, such as leaks due to non-inspection of seals, is not covered. Damage to uncovered content, with the exception of garden furniture, is not covered. An example would be taking dining room furniture out onto the terrace and having it damaged by rain and sun.

Protection Home and Sabadell Blink Home Insurance are policies issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590 and with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.