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In the event of theft, fire, electrical damage or damp, we cover the as-new value of the affected property (in the case of our Home Protection product), including valuables and cash outside a safe.
Our private, family and pet liability cover takes care of damage or injury to third parties as a result of accidents caused by your children, pets or family members.
If you need repairs or maintenance in your home, we’ll put you in touch with reliable professionals. Also remember that you are entitled to 3 hours of free handyman service per year.
Our assistance service is available 24/7/365. In urgent cases, we’ll assign a personal advisor to handle your request and you’ll receive assistance in less than 3 hours.
If you have a conflict with the homeowners association, or with a neighbour who has sustained damage involving your home, we’ll cover the defence of your interests as well as the damage claim.
If you are robbed on the street, we cover stolen items such as your mobile phone, purse or wallet up to €600. In addition, in event of theft, burglary or loss of keys, we’ll send a locksmith to your home to change the lock.
With civil liability coverage for damages to third parties caused by dogs, you can be sure of being protected.
Compare our offer of home insurance for homeowners. Choose between the personalisation offered by Home Protection or the flexibility of Blink Home insurance.
Covers | Sabadell Blink Home Insurance | Home Protection |
|---|---|---|
Fire, gas explosion, smoke and lightning strike | ✔ | ✔ |
Water damage, spillage and pipe repair | ✔ | ✔ |
Extreme weather events | ✔ | ✔ |
Vandalism | ✔ | ✔ |
Reconstruction of gardens | ✓ | ✓ |
Breakage of glass, windows, mirrors, marble, sanitary ware and glass ceramics | ✔ | ✔ |
Theft | ||
Theft, burglary and damage to the building and content of the home, storage rooms, garages. Jewellery inside the home (up to €2,000, extendable). Robbery outside the home | ✔ | ✔ |
Cash inside the primary residence Cash outside the home Replacement of entrance door locks due to theft or robbery Fraudulent use of credit cards through theft, burglary and robbery | Up to €300 | Up to €600 |
Cash inside a 2nd residence Theft of contents by employees (if worked > 6 months) | - | Up to €600 |
Electrical damage | Up to €2,000 | 100% content |
Aesthetic damage to the building | 25% Building, up to €3,000 (*) | Up to €6,000 |
Refrigerated goods: Deterioration of foodstuffs or medicines in refrigerated storage due to a loss | Up to €300 (*) | Up to €600 |
Liability: Property damage or injury to third parties caused by the insured or by building components | ✔ | ✔ |
| Liability: From dog ownership if you have contracted content in your policy | ✔ | ✔ |
Legal Protection: Claims for damage and criminal defence and Damage to property or bodily injury to third parties caused by building components. | ✔ | ✔ |
Home assistance: Contact with professionals and Handyman Service (one 3-hour service per year). | ✔ | ✔ |
x Included
x Not included
x Optional
(*). Límite máximo anual.
If you turned your house upside down, it would be everything that didn’t fall out: walls, floor, sanitary ware, cupboards, built-in appliances, ceiling lights, etc.
If you turned your house upside down, it would be everything that fell out: furniture, clothes, unattached appliances, decorations, personal belongings, etc.
In general, jewellery is made of gold or platinum, or it contains precious stones and includes items such as rings, earrings, bracelets or pins.
No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, it’s necessary to take out fire insurance. In many cases, home insurance is also required if there is a rental contract.
Yes. If you have a mortgage, you are required to have at least fire insurance for the property.
For more information, click here.
Click here to find out everything you need to know to report a home claim.
You can contact the company to report a claim using the phone number stated on your policy:
If you have a Home Protection policy: 93 416 50 75
If you have a Blink Home policy: 933 661 278
Remember that the claims helpline is available 24/7/365.
Home Protection
If your home sustains either interior or exterior damage caused by wind (gusts of more than 75km/h), rain (more than 40l/m2 per hour), hail (including hailstones) or snow, it will be protected.
Blink Home
If your home sustains either interior or exterior damage caused by wind (gusts of 96-120 km/h), rain (more than 40l/m2 per hour), hail (including hailstones) or snow, it will be protected.
You can always make a change to your policy’s covers.
If you have taken out a home insurance policy with us, contact your personal advisor through your branch.
Exclusions
Items whose unit value exceeds €20,000 are not covered. For example, an antique vase worth €25,000. Damage caused by lack of maintenance of the home, such as leaks due to non-inspection of seals, is not covered. Damage to uncovered content, with the exception of garden furniture, is not covered. An example would be taking dining room furniture out onto the terrace and having it damaged by rain and sun.
*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the schedule and terms and conditions.
Protection Home and Sabadell Blink Home Insurance are policies issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590 and with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.
Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.
