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We cover fire, electrical damage and water damage, including fault finding and repair.
In the event of theft, we cover you at as-new value for items stolen from inside the home and/or garage, including valuables and cash outside a safe.
As this is not the area where you usually live, you may not know who to contact for repairs. No need to worry. We’ll provide you with the contact details of local professionals with whom we work.
Having a second home that is in the mountains or near the sea means there is a greater risk of frost, gales or flooding.
We offer legal assistance in cases of illegal occupancy of the property. And after it is vacated, we will cover any damage to the property.
With civil liability coverage for damages to third parties caused by dogs, you can be sure of being protected.
Compare our offer of home insurance for homeowners. Choose between the personalisation offered by Home Protection or the flexibility of Blink Home insurance.
Covers | Sabadell Blink Home Insurance | Home Protection |
|---|---|---|
Fire, gas explosion, smoke and lightning strike | ✔ | ✔ |
Water damage, spillage and pipe repair | ✔ | ✔ |
Extreme weather events | ✔ | ✔ |
Vandalism | ✔ | ✔ |
Reconstruction of gardens | ✓ | ✓ |
Breakage of glass, windows, mirrors, marble, sanitary ware and glass ceramics | ✔ | ✔ |
Theft | ||
Theft, burglary and damage to the building and content of the home, storage rooms, garages. Jewellery inside the home (up to €2,000, extendable). Robbery outside the home | ✔ | ✔ |
Cash inside the primary residence Cash outside the home Replacement of entrance door locks due to theft or robbery Fraudulent use of credit cards through theft, burglary and robbery | Up to €300 | Up to €600 |
Cash inside a 2nd residence Theft of contents by employees (if worked > 6 months) | - | Up to €600 |
Electrical damage | Up to €2,000 | 100% content |
Aesthetic damage to the building | 25% Building, up to €3,000 (*) | Up to €6,000 |
Refrigerated goods: Deterioration of foodstuffs or medicines in refrigerated storage due to a loss | Up to €300 (*) | Up to €600 |
Liability: Property damage or injury to third parties caused by the insured or by building components | ✔ | ✔ |
| Liability: From dog ownership if you have contracted content in your policy | ✔ | ✔ |
Legal Protection: Claims for damage and criminal defence and Damage to property or bodily injury to third parties caused by building components. | ✔ | ✔ |
Home assistance: Contact with professionals and Handyman Service (one 3-hour service per year). | ✔ | ✔ |
x Included
x Not included
x Optional
(*). Límite máximo anual.
If you turned your house upside down, it would be everything that didn’t fall out: walls, floor, sanitary ware, cupboards, built-in appliances, ceiling lights, etc.
If you turned your house upside down, it would be everything that fell out: furniture, clothes, unattached appliances, decorations, personal belongings, etc.
In general, jewellery is made of gold or platinum, or it contains precious stones and includes items such as rings, earrings, bracelets or pins.
Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.
First of all, we’re sorry to know that you want to leave.
How can I cancel my policy?
We have several phone numbers or channels for different products. You can view all of them here.
How long do I have to cancel my insurance?
If it’s an annual renewable policy, remember that you can inform us that you want to cancel the policy up to 1 month prior to the renewal date.
Building is the structure, i.e. all the structural elements and materials that are part of the home’s construction, from the pipes to the flooring. If you own your home, it’s the most important cover.
Yes. It’s an optional cover that you can add to your policy with a minimum sum insured of €2,000.
Of course. If you would like to add any covers or make any changes to a home insurance policy you have with us, you can always do so. Contact your personal advisor through your branch.
*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the schedule and terms and conditions.
Exclusions
Items whose unit value exceeds €20,000 are not covered. For example, an antique vase worth €25,000. Damage caused by lack of maintenance of the home, such as leaks due to non-inspection of seals, is not covered. Damage to uncovered content, with the exception of garden furniture, is not covered. An example would be taking dining room furniture out onto the terrace and having it damaged by rain and sun.
Protection Home and Sabadell Blink Home Insurance are policies issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590 and with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.
Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.
